Emerge America
  En Español | In English
Phone: 1-877-336-7192 Phone: 1-877-336-7192
 
 
Emerge Advantage

The Emerge Advantage:


Our settlement programs are distinctly different from what most other companies will offer you. When we say that we work for YOU, we mean it, and we back it up with our money and our commitment to support you for the entire program.

Difference 1 - What makes our plans different is that we earn our settlement fee only when we get you a settlement. Simply put, if you don’t get a settlement, we don’t get a fee.

Difference 2 - Integral to all of our Debt Settlement Programs is our thorough analysis of your personal financial situation, the creation of a customized plan that you can follow, and our support throughout so that you will stay the course until your debts are settled and you become debt-free.

Emerge America prides itself on our performance based fee structure which differs from most debt settlement companies...

Emerge America’s fee structure is performance based. Our settlement fees, which are saved as part of your monthly contribution, are earned only after we provide you, the consumer, with a bona fide settlement. Thus, when you get a settlement, only then do we earn our fee and get paid. That’s fair, isn’t it?

The predominant industry fee structure is known as a Front-end Loaded model, where the consumer pays the settlement company’s service and settlement fees each month until their fee is paid in full. Only then is your money building towards a settlement. Thus, you would be paying them all their fees first before they begin the process of settling debts for you. In most cases these fees are paid long before settlements are achieved. It’s like paying a contractor in full to work on your home before they even start the job! Would you trust them to complete the job as promised? You wouldn’t agree to that for other services, why would you for debt settlement?

We want you to complete your program and become debt free. That’s why debt advice and debt management planning is an integral part of every one of our programs. Your success in completing your debt settlement program requires your commitment. We know from our experience that your commitment now as you begin a program is not enough to ensure that you will complete the program. You also need to have the ability and the motivation to continue participating in the program. That’s why we work with you to develop a plan to meet your needs and tools to help you know what to do and how you are progressing.

When you succeed, we succeed. This is the essence of a successful partnership to get you debt free.