
How Debt Settlement Works
Debt settlement is based on one of the oldest arts known to mankind, negotiation. The other key ingredient is your ability to save funds each month. Put those two together and the possibilities are endless. Conversely, one without the other will not work.
To qualify for our debt settlement program, you must have at least $10,000 in unsecured debt and be suffering from some type of financial hardship. Hardships come in many forms, but some of the more common types are; loss of income, medical issue's divorce and the like. Once your personal debt specialist has qualified you to enter into the Emerge program, you will receive a clear and concise agreement providing the complete terms of our service, important disclosures as well as our money back guarantee. Additionally, you will be provided a "Special Purpose Account Application" (SPAA) to complete and return in order to establish an escrow account in your name.
The escrow account provider/servicer that we recommend is Global Client Solutions (GCS), one of the nation's largest account management companies. You can feel comfortable in knowing your account is F.D.I.C. insured up to $100,000. Once you establish your account, an Emerge America account manager and negotiator will be assigned to your case. Effectively, this team is dedicated to your success and will remain in constant contact with you until you reach your dream of becoming debt free.
Remember, we don't earn a settlement fee until we settle an account!
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OUR DEBT SETTLEMENT SERVICES INCLUDE:
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Credit Cards
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Department Store Cards
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Collection Accounts
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Unsecured Lines of Credit
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Auto Loans, only after repossession
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Recreational Vehicles, only after repossession, (not all manufacturers)
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Unsecured Personal Loans
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Medical Bills totaling over $2,500
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Civil Suits/Judgements that are 6 months or older
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Some Finance Companies
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Do Nothing

Minimum Monthly Payments

File Bankruptcy

Credit Counseling

Debt Consolidation Loan

Debt Settlement
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Get started now..
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Our Debt Specialists are here to help...
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