Ladies and Gentlemen, on our newly updated Emerge America corporate Facebook site, please check out the free sweepstakes we’re holding, you can access the site here, http://www.facebook.com/pages/Emerge-America/113546698676724?sk=app_299905653367891 Entry is simple and only requires your name and email address. Once at the site feel free to browse around. Remember check back often as new developments will [...] . . . → Read More: Win a IPad2
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Folks who are behind with their creditors need every advantage they can get their hands on while trying to figure things out. One of the best ways to gain additional time, to either raise or save money is the opportunity to validate your debts once given the chance. This is a simple process if done correctly and it [...] . . . → Read More: Debt Validation = Just Do It ! As promised I write this as a follow up or Part II to the original post of March 28th 2011. I last left off in my notes of March 28th once again being asked by Ismar to resend the POA. As requested I resent the POA with the proviso of a 24 hour turn time before [...] . . . → Read More: Do Creditors Have The Right To Ignore A Power Of Attorney (POA)? Part II I believe the answer to that question is no! Perhaps creditors should familiarize themselves with “THE UNIFORM POWER OF ATTORNEY ACT.”  One comment  Dealing with Creditors  abusive collection practices, Credit Card Debt, Credit Card Debt Settlement, Debt Advice, debt management, debt management programs, Debt Negotiation Program, Debt Settlement, debt settlement advice, Debt Settlement Companies, Debt Settlement Program, debt specialist, fair debts collections practices act, Performanced Based Debt Settlement, stopping collection calls, Uniform Power of Attorney Act Over the last several months much has been said about the “Debt Settlement Industry” and the bad actors providing debt advice that at one point dominated the space. I must say, the new FTC regulations have worked well so far, aiding in the clean-up of the industry but, there is still much to be done. [...] . . . → Read More: Do It Yourself (DIY) and The Debt Coach, Good or Bad? Today the Federal Trade Commission submitted its annual report on the agency’s oversight and administration of the Fair Debt Collection Practices Act or FDCPA. The report showed that last year as compared to previous years the FTC received more complaints about the practice of debt collection than any other single industry. Not so surprising from [...] . . . → Read More: FTC reports to Congress, debt collectors are out of control. I thought I would provide this quick note about something that has become quite alarming, the sale of fear and the folks promoting the special. We have seen these personality types in almost every industry and to no surprise; they have emerged in the debt relief space. Fear promoters or scaresman as I like to [...] . . . → Read More: On Sale Now For a Limited Time Only…Fear I recently met with a couple who I will call Mr. and Mrs. Depressed. For 5 decades, they and their family ran a successful business that has provided a healthy six figure income. Due to a tragic set of circumstances, some 4 years ago they lost the family (legacy) business on top of having to fight [...] . . . → Read More: Depression, Worry and Fear Gripping American Families In Consumer Debt… Showing a little respect for the “Club” and it’s members I will allow them to remain anonymous, however, my point to this post is; the internet is full of misleading and deceptive advertisements, especially in the area of debt advice , debt settlement, debt management and debt coaching or counseling. Everyone should pay special attention and err on the side of caution when surfing the web for any service. Just because a clever ad makes a deal sound great, doesn’t necessarily mean you’ll get it. Many consumers hide in fear from creditors and collectors, as they are unaware of the laws devised that protect them from the abusive collection practices that have infiltrated the credit industry. . . . → Read More: Fair Debts Collections Practices Act |
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