How Debt Settlement Works
To qualify for our debt settlement program, you must have at least $10,000 in unsecured debt and be suffering from some type of financial hardship. Hardships come in many forms, but some of the more common types are; loss of income, medical issue's divorce and the like. Once your personal debt specialist has qualified you to enter into the Emerge program, you will receive a clear and concise agreement providing the complete terms of our service and important disclosures. Additionally, you will be provided a "Special Purpose Account Application" (SPAA) to complete and return in order to establish an escrow account in your name.
The escrow account provider/servicer that we recommend is Global Client Solutions (GCS), one of the nation's largest account management companies. You can feel comfortable in knowing your account is F.D.I.C. insured up to $250,000. Once you establish your account, an Emerge America account manager and negotiator will be assigned to your case. Effectively, this team is dedicated to your success in helping you settle; hence eliminate your unsecured debt.
The following disclosure applies to your GCS account: the customer owns the funds held in the account, the customer may withdraw from the debt relief service at any time without penalty, and, if the customer withdraws, the customer must receive all funds in the account, other than funds earned by the debt relief service in compliance with 16 CFR § 310.4(a)(5)(i)(A) through (C).
Remember, we don't earn a settlement fee until we settle an account!
|
OUR DEBT SETTLEMENT SERVICES INCLUDE:
|
-
Credit Cards
-
Department Store Cards
-
Collection Accounts
-
Unsecured Lines of Credit
-
Auto Loans, only after repossession
-
Recreational Vehicles, only after repossession, (not all manufacturers)
-
Unsecured Personal Loans
-
Medical Bills totaling over $2,500
-
Civil Suits/Judgements that are 6 months or older
-
Some Finance Companies
|
|
|
Do Nothing
Minimum Monthly Payments
File Bankruptcy
Credit Counseling
Debt Settlement
Read More...
|
|
|
|
|
Get started now..
|
|
Our Debt Specialists are here to help...
|
|
|
|